FAQ: How Is Loft Credit Card?

Loft Card Overall Rating: 3.5/5.0 Although the high price of Loft clothing can make it tempting to pay off your purchases over time, the Love Loft Credit Card is a poor choice for carrying a balance thanks to a high interest rate. At 26.24%, the card’s APR can quickly outpace any rewards you may earn on your purchases.

What credit score do you need for a loft card?

The Loft Credit Card requires at least good credit (a score of 700 or more ) for approval. Besides your score, Comenity will also take into account any recent inquiries, previous negative information, and income.

Who issues the loft credit card?

Limit of 1 per card holder. Offer is exclusive to ALL Rewards, Ann Taylor and LOVELOFT Mastercard® credit card holders enrolled in the ALL Rewards program. ALL Rewards Mastercard® credit card Accounts are issued by Comenity Bank pursuant to a license from Mastercard International Incorporated.

Can I use my loft credit card at Ann Taylor?

Offer valid at Ann Taylor, AnnTaylor.com, Ann Taylor Factory, LOFT, LOFT.com, or LOFT Outlet. The discount is automatically applied at checkout when you use your card online.

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How do I pay off my loft credit card?

To make a Loft credit card payment by phone, call the customer service number for your card:

  1. ALL Rewards credit card: 866-907-5612.
  2. ALL Rewards Mastercard: 866-886-1009.

What credit does Comenity Bank use?

A credit score of 640 or higher is needed to get a Comenity Bank credit card. Some Comenity credit cards require a credit score of 700 or better, though. In other words, applicants need at least fair or good credit, depending on the card.

Where can you use loft Mastercard?

You need to be a regular shopper at the chain to reap the most benefits from the card because you can only redeem your reward points at Ann Taylor, Ann Taylor Factory Store, LOFT, LOFT Outlet and Lou & Grey stores in the U.S., Puerto Rico and online at anntaylor.com, loft.com and louandgrey.com.

Does loft have an app?

Download the app ONLY if you have a LOFT Credit Card. The app allows you to check and redeem rewards as well as pay your bill and check your purchases.

Does requesting a credit increase hurt?

Although a credit limit increase is generally good for your credit, requesting one could temporarily ding your score. That’s because credit card issuers will sometimes perform a hard pull on your credit to verify you meet their standards for the higher limit.

Can you use loft cash Loft outlets?

EACH $25 LOFT CASH CARD MAY BE USED ONLY ONCE. NOT VALID AT LOFT OUTLET STORES, LOFT MEXICO STORES, LOU & GREY STORES, ANN TAYLOR STORES, ANN TAYLOR FACTORY STORES, ANNTAYLOR.COM, LOUANDGREY.COM OR IN CONJUNCTION WITH ANY OTHER OFFER. NO ADJUSTMENTS TO PRIOR PURCHASES.

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Is Ann Taylor the same as the loft?

As it evolved over the years, the company expanded to include spinoff brands like Ann Taylor Loft — later renamed just LOFT — to diversify its customer base and appeal to younger professional women seeking to upgrade their wardrobes.

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